Hey I’m Monica – Truly a planner at heart!

I’ll show you how to go on a vacation with the money you have (no fancy budgets needed).

I love to share my best tips on how to live a financially savvy life so you can travel and explore our beautiful world no matter your budget. I write about smart timeshare ownership, vacation deals, tips and tricks, affordable activities when you’re not traveling, and frugal, yet rich, living.

My motto: you don’t have to be rich to lead a rich life.

Are You a Timeshare Owner? Or Thinking About Becoming One?

Then you’re in the right spot! I’m on a mission to help the 22 million timeshare owners around the world use theirs to the fullest and help explain this world to people who are thinking of buying one.

See, I’m a happy (and proud!) timeshare owner of 15+ years looking to pass along the guidance and advice I’ve learned over the years on how to maximize your ownership or how to buy a timeshare that gives you the best bang for your buck.

I hear too often from timeshare owners that they are unhappy and disappointed with their experience. There’s a better way to timeshare travel! Explore my timeshare posts and I’ll help you learn, hack and even master your way to timeshare travel the world.

Explore Timeshare Posts

Think Your Vacation Budget Isn’t Enough? Think Again!

I know what it’s like to near vacation season, take a look at your bank account, compare it to travel prices, and feel like throwing in the towel. But you don’t have to!

At Planner at Heart, I’m all about showing people exactly how it is possible to go on a vacation with the money they have.

Whether your travel budget is smaller, you are looking to go on more than one vacation, or you’re dreaming of traveling to expensive destinations like Hawaii, I share practically unknown travel sites to make that happen!

How To Find Money in Your Everyday Spending for Travel

We all have that vacation we all are dreaming of taking. But with a never-ending pile of bills, how can you afford it? It’s no fun erasing all the fun from your daily life and making numerous life changes to fund a one-week vacation. The thing is, you really don’t need to make dramatic cuts to afford to travel to the places you want to see in life. What if I told you that with just three reasonable changes to your everyday spending, even your dream vacation could be within reach?

Teach me your ways

Looking for Trip Ideas?

Whether you’re looking for destinations with a wide range of accommodations for any budget, fun-filled cities you can drive to, or things to do once you’re there that don’t cost an arm and a leg, I got you!